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Caroline Payne has a diverse work experience spanning over several companies in the finance and mortgage industries. Caroline started their career at NCNB as a Loan Originator in 1990 and then moved on to First Union National Bank, where they served as Vice President from 1991 to 1994. Caroline then joined Wachovia, A Wells Fargo Company, where they held various director roles in Secondary Marketing Operations, Conduit Operations, and general management from 1994 to 2013. Caroline then became a Partner and Head of Operations and Transaction Management at AltaMira Mortgage, LLC from 2013 to 2015. Currently, they are the SVP of Capital Markets Operations at Movement Mortgage, LLC since 2015.

Caroline Payne earned a Bachelor of Arts degree in Economics from the University of North Carolina at Chapel Hill, where they studied from 1986 to 1990.