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Kirby Duncan has extensive work experience in the banking industry. Kirby started their career at Whidbey Island Bank in 2002 as a V.P./Commercial Real Estate Loan Administrator and worked there until 2006. Kirby then joined Business Bank in 2005 as a VP Branch Manager and stayed until 2008. After that, they joined Mountain Pacific Bank in 2008 as a VP Commercial Loan Officer, eventually being promoted to Senior Vice President in 2012 and then to EVP & Chief Credit Officer in 2013, where they currently hold their position.

Kirby Duncan attended Western Washington University from 1990 to 1992, earning a Bachelor of Arts degree in Economics. Following that, from 2005 to 2007, they attended Pacific Coast Banking School, but no specific degree or field of study information was provided for this period.