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Girish Karthik is an experienced financial professional with a career spanning over two decades. Currently serving as Executive Director and Head of Retail Business at Motilal Oswal Financial Services Ltd since December 2004, Girish has a strong background in finance and marketing. Prior to this role, Girish was the Regional Business Head for the Western Region at Apollo Sindhoori Capital Investments Ltd from December 1998 to December 2003. Girish holds a Master of Business Administration in finance and marketing, as well as a Bachelor's degree, both from the University of Madras.