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Andrea Carvalho has extensive experience in finance, compliance, and academia. Currently serving as Diretor at MORE Payment Evolution since October 2017, responsibilities include managing administrative finance, compliance, and operational processes in alignment with financial market regulations. Andrea has previously held positions as a professor at Universidade Paulista, teaching various business and finance courses, and as a consultant in administrative control and compliance at CEC-RH Consult. Prior roles at TOV Corretora and Itaú Unibanco focused on compliance monitoring and corporate cash management, respectively. Educational qualifications include a Master’s in Strategic Finance from Universidade Presbiteriana Mackenzie and several certifications in compliance and corporate governance from Fundação Getulio Vargas.