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Edson Pontes is an experienced professional in the field of credit and risk management, currently serving as a Credit Risk Manager in the Second Line of Defense at Monzo Bank since April 2020. Prior to this role, Edson held the position of Credit Risk Manager and Credit Risk MI Analyst at Masthaven Bank from December 2017 to April 2020, and was involved in risk management at BISTP BANK between October 2015 and September 2017. Edson's career began in market risk analysis at Gazprom Energy from March 2014 to August 2015 and included a role as an Energy Market & Credit Risk Analyst at EDF Energy from July 2012 to February 2014. Edson holds a Master of Science in Financial Management and a Bachelor of Science in Banking and Finance, both from Middlesex University.