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Joey Scharf is an experienced consumer advocate and credit professional with a diverse career spanning over two decades. Current positions include Consumer Advocate at your850 LLC and Credit Product Owner at MoneySolver. Previously, Joey held roles as Credit Manager/Risk Analyst at Vista Products and Sr. Credit & Risk Analyst at Adecco, where responsibilities included credit analysis, risk management, and customer relations. As the founder of Credit Corrections, Joey provided significant support to consumers in navigating credit issues, negotiating settlements, and promoting financial literacy. Education includes a Bachelor of Arts in Business Management from the University of Phoenix.