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Johannes Cremer has extensive experience in financial management and communication, serving as ³Ò±ð²õ³¦³óä´Ú³Ù²õ´Úü³ó°ù±ð°ù at moneymeets.com since 2011, where the focus is on managing finances through a portal. Cremer was a member of the advisory board for the Center of Asset and Wealth Management at WHU – Otto Beisheim School of Management from November 2016 to January 2019. Prior roles include working in financial communication, training, and coaching at per-factum GmbH from 2004 to 2013, as a partner at aspect corporate advisors GmbH from 2007 to 2010, and leading wealth management at Sparkasse Düren from 1983 to 2003. Educationally, Cremer completed training as a Bankkaufmann and Sparkassenbetriebswirt at Sparkasse Düren between 1983 and 1985.