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Daniel Everard has extensive experience in the technology and financial sectors, serving as CTPO at Moneyflow and as the Founder of Fjellfolk. Prior roles include IT Lead for Channels at Danske Bank and VP of Global Head B2C Technology and Fixed Income Electronic Trading at Nomura International plc, as well as Vice President of EFX Technology within the same company. Daniel is also the Managing Director and Owner of Lucidia Enterprises Limited. Education includes a Master of Engineering degree in Computer Systems and Software Engineering from the University of York and A-levels in Maths from HSDC Alton.