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Joe Rapchak has over 30 years of experience in the mortgage banking industry, currently serving as a Senior Loan Officer at Monarch Mortgage since October 2011. Joe's expertise encompasses loan origination for primary residences, investment properties, and secondary homes, as well as refinancing and subordinate financing. Prior to Monarch Mortgage, Joe held senior positions at MetLife Home Loans, SunTrust Banks, and National City Bank, and began a career in the field at Blackburn & Company, Inc. Joe holds a Bachelor of Science degree in Advertising from The University of Memphis, earned between 1988 and 1992.