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Xuân Hưng Nghiêm is a Machine Learning Engineer at MoMo (M_Service) since November 2022, responsible for developing and maintaining lending services, building microservices with gRPC and VertX, and designing production databases. Achievements include launching a pioneering lending product in Vietnam and successfully relaunching a credit card service. Prior experience includes roles as a Python Developer and Data Scientist at Sotola Quantitative Trading Fund, developing pattern recognition models and real-time tracking systems, as well as positions in data analysis and product development at various companies such as Statkraft and Nordex Group. Xuân Hưng Nghiêm holds a Master of Science in Quantitative Finance from Kiel University and a Master's degree in Economics from Friedrich Schiller University Jena.