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Stefanus Adi Utomo has held a variety of roles in the financial and business sectors since 2003. Stefanus Adi'scareer began at Deloitte, where they worked as a Junior Auditor from 2003 to 2004. Stefanus Adi then moved to Citi, where they worked as a Personal Banker from 2004 to 2006. Stefanus Adi continued their career at HSBC, where they held the role of AM Sales from 2006 to 2008. Stefanus Adi then moved to Commonwealth Bank, where they worked as a VP, Branch Manager from 2008 to 2011. From 2011 to 2014, they were a Shareholder at Panorama World Tours & Travel. Stefanus Adi then moved to HSBC Retail Banking and Wealth Management, where they held the roles of VP, Region Wealth Sales Jakarta 1 & Bandung, VP Regional Wealth Sales Jakarta 3, and VP Change Management - Network from 2014 to 2019. Since 2019, they have been the Chief Business Officer at Moduit Digital Indonesia.

Stefanus Adi Utomo received their Bachelor's degree in Accounting from Atma Jaya Catholic University of Indonesia between 1998 and 2003. Stefanus Adi then attended Tirta Marta BPK Penabur without obtaining a degree. In 2016, they obtained a Certified Professional Coach from Coaching Indonesia. In 2017, they obtained a Global Accredited Master Trainer - Developing Client Relationships from HSBC. Finally, in 2019, they obtained a Certified Financial Planner (CFP) from Magister Manajemen FEB UGM.