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Budi Gunawan has extensive work experience, starting from 2009. Budi began their career at PT Adira Quantum Multifinance as a Credit Officer from November 2009 to February 2012. Budi then took on the role of Branch Credit Risk Supervisor from March 2012 to June 2012, followed by the position of Branch Credit Risk Manager from July 2012 to August 2013. From September 2013 to December 2014, Budi served as the Area Risk Manager (ARM).

In 2015, Budi joined PT. Bank Danamon Indonesia, Tbk as a Credit Policy Monitoring Mass Market specialist, working from March 2015 to October 2016. Currently, they are employed at Modalku, where they have held two positions. From October 2016 to January 2019, Budi served as a Credit Manager, and since January 2019, they have been working as a Micro Credit Ops.

Budi Gunawan attended Universitas Padjadjaran from 1997 to 2000. During this time, they pursued a degree in Bahasa dan Sastra Perancis, and successfully completed their education, earning an Ahli Madya Amd.