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Karlis Malcenieks serves as the Chief Financial Officer at Mintos since September 2019, where previous roles included Finance Lead and Finance and Accounting from 2017 to 2019, and Risk Manager focusing on Credit Risk. Prior experience includes a position as Account Manager in Corporate Banking at SEB banka Latvia from 2013 to 2016, emphasizing the evaluation and analysis of project credit risks and collaboration with bank clients. Karlis holds a Bachelor's degree in Business Administration/Finance from the Rīgas Ekonomikas augstskola - Stockholm School of Economics in Riga, earned between 2010 and 2013.