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Karlis Kronbergs has a wealth of experience in the banking industry, with a focus on credit risk management and lending. Karlis held various positions at Citadele Banka, including Head of Corporate and Mid Corporate Customers in the Baltics and Head of Credit Risk. Additionally, Karlis was a member of the Supervisory Board at Kredītinformācijas Birojs, where Karlis was involved in the establishment of the first credit bureau in Latvia. With a background in economics and business, Karlis has demonstrated expertise in credit analysis and risk control throughout their career.