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Kelly Jacobs has a diverse work experience spanning over a decade. Kelly started their career as a Server at The Crab Claw Restaurant in April 2010 and worked until November 2014. Following this, they joined M&T Bank in April 2015 as a Relationship Banker 1 and was later promoted to Sr. Service Associate in August 2018. Kelly worked at M&T Bank until November 2019. In November 2019, Kelly joined Mid-Atlantic Waste Systems as an Account Assistant, where they are currently employed.

Kelly Jacobs is currently pursuing a Bachelor's degree in Accounting and Finance at the University of Maryland Global Campus, which they began in 2021 and is expected to complete in 2023. Prior to their enrollment at the University of Maryland, Kelly attended Chesapeake College, where they obtained an Associate of Arts and Sciences (AAS) degree. The dates of their attendance at Chesapeake College are not specified.