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Humberto Razo has extensive experience in the financial industry, with their most recent role being an Account Executive at MeridianLink. Prior to that, they worked at DuPage Credit Union for over two decades, taking on various leadership positions. As the Director of Card and Lending Services, they led the strategic direction of Consumer Lending, Indirect Lending, and Card Portfolios. Humberto managed underwriting teams, ensured compliance, and oversaw origination volumes for consumer loan products. Additionally, they successfully created and managed an Indirect Auto Lending team with 50 partner auto dealerships and a $150 million portfolio. Before becoming a director, they served as the Associate Director of Consumer and Indirect Lending, overseeing the consumer loan call center and underwriting. Humberto also managed multiple projects to increase profitability and efficiency, such as implementing risk-based pricing and an employee sales incentive program. Overall, Humberto Razo's work experience showcases their expertise in financial services, leadership, and strategic planning.

Humberto Razo completed their Bachelor of Arts degree in Communication from Western Illinois University from 1992 to 1996. In addition to their degree, they have obtained certifications in Indirect Lending Institute and University of Lending from Lending Solutions Consulting, Inc.