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Kalaichelvan Jayakrishaan currently serves as the Vice President of Risk Management at Merchantrade Asia, following a tenure as Head of Fraud and Compliance & Risk Management at Touch 'n Go Group. With extensive experience in enterprise risk management, Kalaichelvan held the position of Risk Manager at Kiple, where responsibilities included the development of risk management frameworks and reporting to senior management. Previous roles include Risk Compliance Officer at ManagePay Systems Berhad, where oversight of internal control systems and fraud prevention was pivotal, and Fraud Prevention Executive at PayPal, focusing on customer security and transaction analysis. Kalaichelvan's career began as a Senior Global Operation Officer at Scope International and as a Legislation Production Editor at Wolters Kluwer. Educational credentials include an MBA from Westminster International College and a Bachelor's degree in Biomedical Sciences from Management & Science University, along with certifications as an Enterprise Risk Manager.