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Bongane Xaba is an experienced finance professional with a strong background in credit management and analysis. Currently serving as Credit Manager at Capitec since November 2020, Bongane previously held the position of Senior Credit Analyst at Sasfin Bank Ltd from October 2017 to November 2020, where responsibilities included assessing credit applications and analyzing financial statements. Prior to that, Bongane worked as an Internal Account Executive at Sasfin Bank from September 2012 to September 2017, focusing on financial statement analysis and application preparation for credit approvals. Bongane holds a National Diploma in Cost and Management Accounting from the University of Johannesburg, obtained between 1999 and 2001.