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Karthik Krishnan has expertise in higher education, finance, data analytics, and ISA pricing models. He is a thought leader in the higher education financing space and has published peer reviewed articles as well as appeared in various media articles on this topic. He has developed MentorWorks ISA pricing models that are student friendly and transparent. His connections in the higher education space have allowed us to get early customers and validation of our model as well. Karthik has been an angel investor in early stage companies through Launchpad Venture Group. He has been involved in doing company deep dive and diligence reports for startups at Launchpad. He has a PhD in Finance from Boston College and a Bachelors in Electrical Engineering from Delhi University. Karthik is also a tenured associate professor and industry faculty in the finance group at the D’Amore-McKim School of Business at Northeastern University (NU). At NU, he advises the dean of the business school on their fintech initiatives and outreach. In addition, Karthik has developed a course on applied machine learning in finance at NU.