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James V. Charlot is a Senior FP&A Analyst at Medifast, Inc., with previous experience as an Equity Derivatives Product Controller at Morgan Stanley, where responsibilities included P&L reporting and variance analysis for derivatives trading. Prior to that, as a Financial Analyst at Bartlett Tree Experts, James managed a substantial annual budget across numerous divisions and was involved in key financial reporting. Early career roles included internships in general ledger management, tax preparation, and accounting, alongside serving as a Financial Literacy Peer Leader at Western Connecticut State University, where James organized educational workshops. James holds a BBA in Finance and Financial Management Services and a BBA in Accounting and Business/Management from Western Connecticut State University, as well as an Associate degree in Insurance and Financial Services.