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Apurva Kulkarni has over two decades of experience in data analysis and management, currently serving as a Manager in Insights and Analytics at Commonwealth Bank since March 2022 while also working as a Senior Data Analyst at Medibank since February 2019. Previous roles include Data Analyst positions at Pinpoint (MasterCard Loyalty Solutions) and Expertise Events, where responsibilities encompassed deep dive and predictive analyses, data modeling, and ensuring data integrity. Earlier career highlights feature a Project Manager role at Infosys, Assistant Consultant at Tata Consultancy Services, and Senior Software Programmer at Lionbridge Technologies. Apurva holds a Certificate in Business Analytics from Indiana University and a Bachelor of Engineering in Electronics from Shivaji University, alongside additional studies at the Indian Institute of Management, Lucknow.