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Nicole Smith has a solid background in treasury management sales and cash management, spanning several reputable financial institutions. Nicole started their career at JPMorgan Chase as an Account Executive in 2002. Nicole then moved to Citizens Business Bank as a Treasury Management Sales Officer from 2008 to 2011. In 2011, Smith joined Mechanics Bank as a Treasury Management Sales Officer, eventually holding the title of Vice President Sr. Treasury Management Sales. Concurrently, they also worked at California Republic Bank as a Cash Management/Deposit Specialist. Throughout their career, Nicole has demonstrated expertise in sales and management within the banking sector.

Nicole Smith completed their Bachelor's degree in Communications with a focus on Public Relations/Marketing from California State Polytechnic University-Pomona in 2001. Nicole later obtained their MBA in Business from the University of La Verne in 2010. In 2022, they obtained a certification in Having Difficult Conversations from LinkedIn.