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Tim Kelly has extensive work experience in the insurance industry. Tim started their career as an Account Executive at Anthem Blue Cross and Blue Shield in 1987. After seven years, they joined Taylor & Clark Insurance as a Vice President, where they worked from 1994 to 1996. Tim then moved to Wachovia Insurance, where they continued to serve as a Vice President from 1994 to 2008. In 2008, they joined BB&T as a Vice President for a brief period before transitioning to McGriff Insurance Services as a Senior Vice President, a role they still hold.

Tim Kelly attended W T Woodson High School from 1979 to 1981. Tim then pursued a degree in Business, specializing in Finance, Accounting, and Economics, from Virginia Tech - Pamplin College of Business between 1981 and 1985.