ÂÜÀòÂÒÂ×

Darren Welch is a seasoned professional in credit risk management, currently serving as a Senior Portfolio Strategy Manager at MBNA since June 2013, where responsibilities include developing growth, pricing, and risk mitigation strategies. Prior to this role, Darren was a Portfolio Strategy Manager and Collections Strategy Manager at MBNA, focusing on minimizing bad debt losses and optimizing collections strategies. Previously, Darren worked at HSBC as a Collections Analytics Manager, leading a team of analysts to enhance collections strategies and manage stakeholder relationships. Darren's career began at M&S Bank, where as a Senior Risk Analyst, the focus was on profitability growth through credit limit strategies and the development of collections and recoveries strategies. Throughout the career, Darren has demonstrated expertise in data-driven risk segmentation and the application of various analytical tools.