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Andras Kovacs is an experienced professional with a strong background in business development and operational excellence. Current roles include Division Lead for East & West Arabia and Senior Principal at Mastercard, and previous positions encompass Principal of Business Development for UAE and Pakistan, as well as Senior Managing Consultant for UAE and Oman. Prior to Mastercard, Andras served as Country Manager for UAE at Ebury, Engagement Manager at McKinsey & Company, and held leadership roles such as Head of Regional Operational Excellence at AXA Insurance Gulf and Chief Operating Officer at AXA Bank Belgium. Andras holds an MBA in Finance from INSEAD and a BA in International Economics & Management from Università Bocconi.