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Niwedita joined MassDevelopment in 2021 and serves as the Commercial Credit Analyst in the finance department. Niwedita's role is to analyze the creditworthiness of commercial loans or guarantee applicants and assign a credit risk rating. She helps lenders with loan approval write-ups, annual reviews, industry analysis, and annual financial statements spread. Prior to joining MassDevelopment, Niwedita worked as a finance professional at People's United Bank where she conducted financial reviews, and budgeting and handled consumer lending and financial planning. Niwedita holds a Master of Business Administration in Human Resource and Marketing and a Bachelor of Business Administration in Finance.