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Kristy Rutherford began their work experience as an Accountant at Albright, Crumbacker Moul & Itell Firm in 1997. Kristy then moved on to various roles at AMSURG from 1999 to 2023, including Vice President Treasury, where they managed SEC reporting, developed new Treasury organizations, and led treasury controls. Kristy also worked at Envision Healthcare as the Enterprise Vice President Treasury, overseeing cash/liquidity, debt administration, and leading finance professionals. Currently, they are the Chief Financial Officer at Marquee Dental Partners, starting in 2023.

Kristy Rutherford attended Frostburg State University from 1995 to 1997, where they obtained a degree in Accounting with a focus on Accounting/Business/Computer Science. In 2008, they began pursuing their Master's in Accounting at Keller Graduate School of Management of DeVry University.