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Penny Hilton-McNerney's work experience includes roles in various companies. Penny started working as a Subsidary Financial Controller at NBrown Group in 1993 and held this position until 2008. In 2009, they joined West Abbey Limited as a Finance Director and worked there until July 2021. Since January 2020, they have also been working at The Marketing Society, first as a Chief Financial Officer and later as a Financial Director.

Penny Hilton-McNerney obtained their Bachelor of Arts - BA degree in Accounting and Finance from Liverpool John Moores University in 1990. Penny then pursued further education in the same field at Liverpool John Moores University, where they earned a Bachelor's degree from 1990 to 1993. Additionally, they attended CIMA (Chartered Institute of Management Accountants) for an unspecified period of time, though no specific degree or field of study is provided.