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James (Jay) Clever is a Senior Contract Specialist with experience in various roles related to risk management, vendor relations, and business analysis. James (Jay) has worked in companies such as Manulife, Santander Bank, and Citizens Financial Group, managing vendor portfolios, overseeing contract negotiations, and ensuring regulatory compliance. Jay's educational background includes a Certificate in Workforce Development and Training from The Workplace, an MBA in Business Administration from Providence College, and a BS in Marketing from the University of Massachusetts Lowell. Their expertise lies in risk management, vendor relations, and regulatory compliance across various industries.