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Riyaz Shaik is a seasoned financial professional with extensive experience in credit management and customer service. Currently serving as a Credit Manager at Mahindra Home Finance since January 2023, Riyaz is responsible for appraising deals in accordance with company policy. Previously, Riyaz held the role of Customer Service Manager at PNB Housing Finance Limited from April 2021 to March 2023, focusing on customer service and disbursements. Prior experience includes positions in the operations department at Tata Capital Financial Services, where Riyaz worked as BOM and Operations Executive, and at HDB Financial Services Ltd. as a file boarding team member, conducting audits. Additionally, Riyaz has experience in credit execution roles at ICICI Bank and Tata Motors, bridging commercial vehicle financing and credit operations. Riyaz holds a Bachelor of Commerce from Acharya Nagarjuna University and a Master of Business Administration in Finance from Mahatma Gandhi College.