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Muralikumar R is an experienced finance professional with a strong background in credit management, currently serving as Branch Credit Manager at Mahindra Home Finance since January 2023, specializing in housing loans. Prior roles include Credit Manager at HDFC Limited, where responsibilities encompassed housing loans and loan against property from October 2021 to January 2023, and Branch Credit Manager at IDFC FIRST Bharat Ltd with similar duties from March 2021 to October 2021. Muralikumar has also held the position of Branch Credit Manager at ICICI Bank from April 2018 to March 2021, focusing on Kisan Credit Cards, loan against property, and unsecured loans. Muralikumar holds a Post Graduate Diploma in Banking from Manipal Academy of Higher Education and a Bachelor of Engineering in Mechanical Engineering from Sri Krishna College of Engineering and Technology.