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Sudip Ray has a strong background in the financial sector, with experience spanning over 25 years. SUDIP is currently working at Mahindra Finance as the Head of Litigation. Previously, Sudip held a role as a Legal Advisor at Mahindra Finance from April 2022 to March 2023. Prior to joining Mahindra Finance, Sudip worked as a Strategic Consultant at Credgenics from November 2021 to March 2023. SUDIP also spent a significant portion of their career at Axis Bank, where they held various positions, including Head-Legal, Audit & Compliance- Retail Collections from July 2010 to October 2021 and National Product Manager- Unsecured Loans from July 2003 to June 2007. Before joining Axis Bank, Sudip served as a Regional Credit Manager- Retail Lending (Eastern Zone) at ING Vysya Bank from 2000 to 2003. SUDIP began their career as the Branch Head in Kolkata at Gujarat lease & Financing Ltd. from 1995 to 2000. Sudip Ray's expertise lies in legal advisory, strategic consulting, and retail banking.

Sudip Ray completed their Bachelor of Laws degree from the University of Mumbai. SUDIP also pursued a program in Corporate Governance from the Indian Institute of Management, Calcutta. In addition, they were associated with The Institute of Chartered Accountants of India, although no specific degree or field of study was mentioned.