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At Tariq’s previous company Motif Investing, he had first-hand experience making company benefits decisions and it was, frustratingly, a lot like everyone else’s; working with insurance brokers and taking their recommendations at face value. The total lack of visibility had him wondering what value he and his employees were getting for their premiums and why they always seemed to expect a rise in costs year to year. When his wife became seriously ill, he also learned the headache of making important healthcare decisions. Tariq co-founded Lumity to bring transparency and accountability to the benefits ecosystem, and to build an experience that benefits both employer and employee.