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Keith Culpepper is an experienced loan originator with a robust background in mortgage banking, currently serving as a Loan Originator at Luminate Home Loans, Inc. since November 2024. Prior to this role, Keith spent nearly a decade at Bank of England, Mortgage Division, as a Branch Manager and Loan Originator. Past experience includes management positions at CrossCountry Mortgage, Inc. and The Mortgage Lending Group, Inc., demonstrating a strong track record in leadership and loan origination. Keith started the mortgage career at Plaza Mortgage Company, Inc. in marketing and management roles, contributing to a comprehensive understanding of the industry. Throughout the career, Keith has maintained NMLS compliance and licensing across multiple states.