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T.J. Narayan has a strong background in the financial and real estate industry, with experience spanning several companies. T.J. started their career at Mutual Life Insurance Co. of New York, where they worked as a Vice President in Real Estate, managing a regional portfolio of loans and equities. T.J. then moved on to Amresco Capital Corp., where they served as a Senior Investment Officer, responsible for approving loan structures and managing a team of underwriters.

Narayan later joined AMRESCO Capital Corp. as the Director of Real Estate, where they focused on modeling cash flows and profitability analysis for structured finance transactions. T.J. gained experience in deal analysis, reverse engineering, and valuation techniques.

In 2000, Narayan joined Bank of Texas as a Vice President, supporting commercial real estate origination activities and overseeing loan underwriting. T.J. was responsible for ensuring the quality of loans, implementing new programs, and managing regulatory compliance.

From 2003 to 2010, Narayan worked at Fannie Mae as a Senior Risk Manager, evaluating loan level credit risk for real estate transactions and reviewing underwriting packages. T.J. acted as a relationship manager for credit risk management functions.

Narayan then joined HUNT MORTGAGE GROUP as a Vice President, performing asset management duties for the PLG Group. T.J. worked with various loan types, including bridge loans, fixed hold, and C.D.O.

In 2018, Narayan joined ReadyCap as a Credit Officer, evaluating business cash flow, conducting real estate collateral reviews, and analyzing credit for loan underwriting.

Most recently, Narayan is employed at Lument as an Assistant Vice President, overseeing a multi-billion-dollar Fannie Mae and Freddie Mac multifamily portfolio. T.J. provides analysis, identifies underwriting issues, and collaborates with agencies on strategic requirements.

Overall, T.J. Narayan's work experience demonstrates a deep understanding of risk management, credit evaluation, loan underwriting, and asset management in the financial and real estate sectors.

T.J. Narayan's education history includes an M.B.A. in Finance & Investments from Baruch College - Zicklin School of Business. T.J. also holds a Real Property Administrator (R.P.A) degree in Real Estate Management from B.O.M.A. Additionally, T.J. obtained a Certified Property Manager (C.P.M) degree in Real Estate Management from the Institute Of Real Estate Management. In the field of Real Estate Sales Management, T.J. acquired an Accredited Buyer's Representative (A.B.R) degree from REBAC. Lastly, T.J. has a certification as a Senior Real Estate Specialist (S.R.E.S) from the Senior Real Estate Society. The specific start and end years for each education program are not provided.