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Garth Rossiter is currently the Chief Risk Officer & Head of Credit at Lula, a fintech company that focuses on serving the underserved market for access to funding for small businesses. Prior to his current role, Garth worked as a Senior Credit Analyst at Rand Merchant Bank, where he analyzed large corporate credit risk. He also has experience as an Analyst at Deutsche Bank, focusing on compensation and bonus costs. Additionally, Garth worked as a Regulatory Analyst at Barclays Capital and as a Risk and Audit Manager at Flight Centre. Garth holds a B.Bus Sci (Hons) degree from the University of Cape Town and is an ACCA Member with expertise in Financial Reporting, Tax, and Audit.