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Arno Rutten is an experienced Senior Operational Risk Manager at Loyalis since 2004, specializing in the implementation and adjustment of the Internal Risk Management System, risk assessments, and corporate governance. Previous roles at Loyalis include Manager of Operational Risk Management, where Arno focused on Solvency II implementation and ORSA preparation, and Manager of Finance & Control, overseeing multiple subsidiaries. Arno's earlier career includes risk management at APG and a controller position at Loyalis Verzekeringen. Educational accomplishments include a Postdoctoral degree in Finance from Nijenrode and a Postdoctoral RC degree in Controlling from Maastricht University.