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The Product Management and Development team at Lloyds Banking Group is responsible for overseeing the lifecycle of financial products and services, ensuring they meet customer needs and align with strategic goals. This team collaborates closely with cross-functional teams to innovate and enhance digital experiences, implement data-driven solutions, and optimize performance across various banking channels, including authentication, payments, and analytics. By leveraging insights and technology, they aim to deliver valuable and secure banking solutions for individual and business customers.