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Chelsea Smiley is an experienced professional in underwriting and relationship management, currently serving as Underwriting Manager at Live Oak Bank since April 2014. In this role, Chelsea aligns with established lending policies and procedures while focusing on examining, evaluating, and closing commercial extensions of credit related to SBA loan programs for the Agriculture industry. Previously, Chelsea held the position of Construction Relationship Officer, overseeing the funding and disbursement processes for multi-advance loans. Prior experience includes roles as Executive Team Leader at Target, Communications Director for Choose To Invest, Inc., and liaison for Housing and Residence Life at the University of North Carolina Wilmington. Chelsea holds dual Bachelor of Science degrees in Mass Communication/Media Studies and Sociology from the University of North Carolina Wilmington.