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Niall O'Grady has a diverse work experience spanning over several decades. Niall is currently a board member at bonkers.ie and the CEO of Linked Finance. Prior to their current positions, they served as the Director of Distribution at RSA and the Managing Director of 123.ie. At permanent tsb, they held various roles, including Director of Product Management Unit, General Manager of Marketing, and Deputy Head of Marketing. Earlier in their career, they were the Marketing Manager at Britvic Soft Drinks and Procter & Gamble. Niall also worked as a Telecoms and Mobile Comms Analyst at DG XIII, European Commission.

Niall O'Grady has a diverse education history. Niall obtained a Masters in Business Administration from Henley Business School, although the specific years of their enrollment are not provided. Prior to that, they attended University College Dublin where they pursued a Masters in Business Studies with a focus on International studies, and a Bachelor of Commerce degree with a specialization in Business. The exact start and end years for these degrees are not mentioned. In 2019, Niall O'Grady also completed a certification in Insurance Directorship from The Insurance Institute.