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Mike Luebbers

Mike Luebbers is the Chief Credit Officer at Lighter Capital, a tech-enabled specialty lender that provides innovative royalty-based financing to SaaS companies nationwide. Mike joined the company in March 2018 and has played a key role in developing new markets and loan products while maintaining sound underwriting and superior investor returns.

Before joining Lighter Capital, Mike was the Chief Risk Officer at Funding Circle, a leading online lending platform for small businesses. Mike was responsible for managing risk across the portfolio, developing and implementing loan impairment and risk-rating methodologies, and designing Board Credit Committee charters to ensure appropriate Board oversight.

Mike has also held positions at Prosper Marketplace, Citigroup, and American Express. Mike is a graduate of the Wharton School of Business and has a Master’s degree in Economics from Stanford University.

Mike Luebbers has a Master of Business Administration (M.B.A.) from University of California, Berkeley, Haas School of Business. Mike also has a Bachelor’s Degree in Business Administration and Finance from University of Washington. In addition, they are certified in Commercial Lending from Pacific Coast Banking School.

Their manager is Thor Culverhouse, CEO. Some of their coworkers include Zach Hoene - Managing Director, Investment Team, Patti Elliot - Chief Sales Officer, and Joe Silver - CFO.


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