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Hayden Flower has an extensive background in the banking industry, with experience in various finance and regulatory roles. Hayden has held positions at several prominent banks, including Lloyds Banking Group, Standard Chartered Bank, and Bank of Scotland. Hayden's expertise lies in areas such as balance sheet management, liquidity reporting, and regulatory compliance. Hayden holds a degree in Civil Engineering and is a Chartered Institute of Management Accountants (ACMA) graduate.