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Charmaine Hlatshwayo has extensive work experience in the finance and risk management industry. Charmaine started their career at Standard Bank Group in 2014, where they worked as an Associate Financial Planner until 2016. Charmaine then moved to FNB South Africa, where they held roles as a Private Banking Analyst from April 2016 to October 2018, and as a Risk Analyst from November 2018 to September 2020. In 2020, they joined Strate (Pty) Ltd as a Risk Officer and worked there until May 2023. Currently, they are employed at Lesaka Technologies Inc. as a Group Operational Risk Manager, starting in June 2023. Charmaine'sexpertise lies in risk management, financial planning, and private banking.

Charmaine Hlatshwayo's education history is as follows:

From 2010 to 2013, they attended the University of Johannesburg, where they pursued a degree in BCom Finance. Charmaine'sfield of study included Investment Management, Financial Planning, Financial Management, and Accounting.

Prior to their university education, from 2004 to 2008, Charmaine attended Southview High School. However, no specific degree or field of study is mentioned for this period.

In 2019, Charmaine enrolled in the University of South Africa/Universiteit van Suid-Afrika to pursue a Post Graduate Diploma in Risk Management. The end year for this program is not provided, suggesting it may still be ongoing.

Charmaine also obtained additional certifications. In November 2022, they completed a course in Data Analytics in Auditing Accounting and Finance offered by Talk Thesis Pty Ltd. However, details regarding the institution for their BCom Finance certification, such as the obtained month and year, are not mentioned.