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Jovan Andjelic has extensive experience in credit risk management and international finance. Currently serving as the Head of Credit at Leasys, Jovan previously held roles such as Regional Risk Manager at ALD Automotive. With a Master's degree in International Banking and Finance, Jovan has worked with various financial institutions such as Raiffeisen Bank International, Bank Austria, and UniCredit Group, where Jovan demonstrated strong analytical skills and expertise in credit applications, financial analysis, and risk assessment. Their background includes setting up standardized approaches in credit risk management, portfolio segmentation, regulatory reporting, and cooperation with compliance teams.