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Tram Quoc An (Andy) has a strong background in finance and accounting, with a focus on credit management and accounts receivable. With experience in reputable companies like Laurus Education, Caravelle Saigon, Ramana Saigon Hotel, and Equatorial Ho Chi Minh City, Andy has honed their skills in managing credit control processes, maintaining accounts receivable records, and ensuring timely collections. With a Bachelor's degree in Accounting and Finance and additional certifications in Chief Accountant and English, Andy is well-equipped to handle the diverse responsibilities of their roles.