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Sean Callinan is an experienced credit risk professional with a comprehensive background in financial services. Currently serving as Credit Risk Manager at Latitude Financial Services since February 2019, Sean oversees personal loan and motor secured lending portfolios, focusing on quality lending and risk management. Prior roles include Head of Data at VIX Verify, where Sean facilitated identity validation and compliance data sourcing, and Manager of Acquisition Risk at Telstra, managing application risk assessments for mass market customers. Sean's extensive experience encompasses project management for significant initiatives at ANZ, including the IFRS 9 Impairment Project and strategic risk modeling projects. Sean's career began in various roles at Bankwest and HBOS Australia, and Sean served as an Officer in the Royal Australian Air Force. Educational qualifications include a Bachelor of Science in Mathematics from UNSW and a Graduate Diploma of Applied Finance and Investment from Kaplan Australia.