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Teri Morgan started their work experience in 1981 as an Assistant Manager at Marcus Theaters. Teri then worked as a Teller at First Wisconsin Bank from March 1985 to May 1988. In 1988, they became a Loan Officer at Educators Credit Union, where they worked until 1995. From November 1995 onwards, Teri Morgan has been employed as the VP of Branch Sales & Services at Landmark Credit Union.

Teri Morgan earned a Bachelor of Arts in Management and Communications from Concordia University-Wisconsin, a degree they pursued from 1996 to 2006. Later, they pursued a Master of Business Administration (MBA) with a focus on Management at the same institution from 2008 to 2011.