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Ville Veino is a seasoned professional with extensive experience in risk management and financial analysis. Currently serving as a Senior Risk Manager at Kuntarahoitus - MuniFin since May 2021, Ville specializes in valuation models and XVA. Prior roles include ALM Analyst at LähiTapiola, where responsibilities encompassed ALM analysis and reporting, and Independent Pricing Valuation Specialist at OP Financial Group, focusing on prudent valuation adjustments and IPV infrastructure development. Ville's background also includes work as a Risk Specialist at Finanssivalvonta, reviewing Solvency 2 internal models, and as a Researcher at Tampere University of Technology, engaged in mathematical modeling. Academic qualifications include a Master's degree in Economics from the University of Tampere and a Doctor of Philosophy in Theoretical and Mathematical Physics from Tampere University of Technology.