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Bayu Rizky Arofianto

Legal Manager (product & Business) at Kredivo

Bayu Rizky Arofianto currently serves as a Senior Legal Manager at Krom, where responsibilities include overseeing various business processes such as product lifecycle, consumer protection, data privacy, and financing initiatives. Prior roles include Legal Manager at Kredivo Group, Legal Manager for Product & Business at Traveloka, and Junior Legal Counsel focusing on Financial Services at Traveloka, where Bayu developed the Financial Service Business Unit's offerings. Earlier experience includes an Associate position at Bahar, working on digital business, technology, and infrastructure projects, and an internship at Otoritas Jasa Keuangan, involving the preparation of anti-money laundering regulations. Bayu holds a Bachelor's degree in Law from the University of Indonesia, obtained in 2017.

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