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Paul Koetsier is a seasoned professional in the financial services and payments sector, currently serving as a Director at KPMG Nederland since October 2016, where responsibilities include the delivery and development of KPMG's payments propositions. Prior to this role, Paul held positions at Capgemini for a decade, notably as a Managing Consultant and Cluster Manager Payments, focusing on advancements like the Payment Services Directive 2 (PSD 2) and Instant Payments. Earlier experience includes project management and analysis roles at ING and Cognizant Technology Solutions, where contributions spanned international payments, SEPA initiatives, and business development. Education includes a Master's degree in Information Management from Tilburg University.